ABOUT the Author:

    Stephen R. Renfrow, born in 1957 in Louisiana, graduated with honors from Louisiana Business College, and Bakers Professional Real Estate College. He has a varied background in multiple disciplines, including Management, Sales, EDP, Accounting in the fields of Banking, Insurance, Real Estate, Engineering and Telecom ( Jump to Accomplishments). Mr. Renfrow holds an honorary degree of Juris Doctor from American Justice Foundation. The degree is often conferred as a way of honouring a distinguished visitor's contributions to a specific field or to society in general. He successfully won 3 cases against WaMu, JP Morgan Chase Bank, and Wells Fargo in attempted foreclosures and a suit in US District Court for mortgage fraud against WaMu who was shut down during his case. Former Weightlifter (all 1st Place trophies); Martial Arts: Belts in Shotokan, Tae-Kwon-Do, and studied Bruce Lee's Jeet Kune Do. He is also one of the Founders and Directors of FrontSight - America's foremost firearms training facility outside Las Vegas, Nevada.

    He had one of the first Websites on the Net in 1994. Self-Employed Webmaster for hire from 1994-2004 and was included in Debbie Allen's 2003 book - "Confessions of Shameless Internet Promoters - Discover the Secrets to Creating Wealth from the World's Top Internet Marketing Gurus". Director/owner of a private commodities investment firm - Consolidated Investors Group, he is now semi-retired trading commodities in the futures market and living in Florida USA. His wife, Regina has her Masters degree in Health Care Administration and retired from 35 years in the Medical field. Happily married for over 2 decades, together they have 4 sons and 7 grandchildren, and 1 great grandchild.

Series of Accomplishments:

• While a youngster, raised horses - learning animal husbandry in the 4-H program. Was also taught by his father how to fly an airplane - learning instruments first as he could not see over the engine cowling and dashboard. Was taught by his grandfather (who was a sniper in the war) how to hunt, fish, trap, survive and live off the land. All before the age of 12.


• Graduated High School in 1975 while working in the retail and wholesale food distribution industry. Soon afterward, Graduated with Honors from 2 colleges - Louisiana Business College, and Baker's Professional Real Estate College.


• As a lineman, he was involved in the aerial cable-tv/internet construction throughout northern Louisiana and eastern Texas, helping to bring people MTV and broadband internet.


• Quickly learned Surveying via on-the-job training, and as Party Chief ran crews in LA & TX for pre-built, as built, pipelines and powerlines. Located drilling locations for off-shore and on-shore oil and gas wells. Layed out entire subdivisions incl. lots, roads, utilities, etc. Learned Solar and Stellar observations, tying-in with State Grid Coordinates. All requiring extensive Geometry and Trigonometry utilizing programmable calculators and computers in the 1970's.


• After learning BASIC programming language, at Louisiana Business College, became a Computer Operator on IBM mainframe systems. He was employed by a Federal Reserve Central Bank covering the Ark-La-Tex area, and later for AMI. Responsibilites included monitoring all ATM machines, processing - DDA Accts, Time Money, Payroll, Accts. Receivable, Accts. Payable, printing Reports & Checks, etc. for multiple Banks and corporations.


• As a Realtor for 5 years (1985-1990) with Coldwell Banker, J Wesley Dowling & Assoc. successfully listing and selling Real Estate, he also implemented a Property Management Division including the software and manual to instruct anyone who follows him. This helped the company and associates offer the service to clients, including the transient military at Barksdale Air Force base, for years to come.


• Wrote, self-published and marketed his first book - "NO MORE TAXES", in Jan. 1988. Exposed the secrets regarding the Federal Reserve Corp., the U.S. Gov't monetary system, IRS corp., and the unconstitutional income tax fraud, showing how and why he has never paid income tax. Survived an IRS Audit after a 5 min. phone conversation, and later after an IRS Summons, with no attorney, or anyone else on his side - walked out of US District Court after 10 min. still a free man!


• Having been self-employed since 1985, in 1990 moving to Orlando as in independent contractor he provided Loan Analyst services for Bankers Service Corp. packaging and marketing loan proposals to 6 Florida banks to refi yachts, airplanes and autos. For Vacation Invitations marketed incentive vacation packages to apartment complexes, auto dealers, banks, and S&Ls. Also for Sprint United, marketed MBNA Gold Visa and Mastercard programs and services.


• Developed his own, and one of the first marketing websites on the internet in 1994, selling breakthrough "worlds first superfood" nutritional products worldwide. Also designed his own, built and marketed another website, The HOME BIZ NETWORK, affiliated with over 20 companies specializing in projects and opportunities for the home-based business entreprenuer. Continuing to be self-employed as a webmaster designing, constructing and hosting websites for others, including the Bi-weekly Mortgage Assoc. building back-offices for the company, and clients in all 50 states. He builds all websites from scratch through programming languages he learned on his own, including HTML, JAVAscript, CSS, PHP, MySQL database, and designed a PERL script used to verify ClickBank secured credit card transactions.


• Director/owner of Consolidated Investors Group, trading/investing in commodities on the futures market, he developed proprietary trading signals and an Expert System used in MetaStock. His weekly Technical Analysis shows keen insight to the world economy. See Special Reports, left side under MENU / State of Economy / Mrkt Analysis.


• Wrote, self-published, and marketed his 2nd book - "WORLD PROBLEMS, SOLUTIONS and a PLAN" in 2014, outlining the many conspiracies vying for control of certain and different aspects to human life on this planet. He outlines the heirachy of the controlling structure from the top 12 families, and their underlying committees structure. Taking the Harvard Business School approach, outlining solutions, including technologies, for the sustainability of mankind and the environment of planet Earth, or any other planet we visit in the future.


• Having studied again on his own - Constitutional & Common Law, American Jurisprudence, etc. he acquired an honorary Juris Doctor from American Justice Foundation. Successfully sued major banks for mortgage fraud, violations of TILA - Truth in Lending Act, and winning damages in the United States District Court for the Southern District of Florida. Stopped 2 Foreclosure actions, by 2 major Banks, in the Circuit Court of the 19th Judicial District of Florida, and sued for malicious prosecution and Quiet Title action also in Florida State Court.


• Believing very strongly in the 2nd Amendment Rights of all Citizens, became one of the founders and Directors of FrontSight - America's foremost firearms and weapons training facility outside of Las Vegas, Nevada.


• He has written many Articles on the Economy, posted on this website, that often are referenced by other websites, but never, by the mainstream media! (see policies page for linking to articles)


• Activities have included - football, basketball, track, weightlifing, martial arts, hunting, fishing, hiking, camping, raising / riding horses, sailing/piloting/navigating yachts, surfing, flying (Cessna, Piper, Glider), scuba diving (Nitrox certified), sharing life and traveling with his dearest friend, loving wife and lifelong companion.

Peace.
Stephen R. Renfrow©
Sui Juris, JD, SPC a State National of a once great republic, these united States of America, a free sovereign Citizen documented via UCC-1 filed as public record in State and national archives.

All Rights Reserved, any unauthorized use of said name is strictly prohibited and carries stiff fines for commercial use thereof.


Without Prejudice, UCC-1.201
Without Recourse, UCC-3.401
All Rights Reserved UCC-1.207
SRR/arr